Common (and Costly) Homeowner Mistakes

06 Aug Common (and Costly) Homeowner Mistakes

Owning a home is a great experience. It gives you the freedom to decorate to your taste and relieves you of costly rental deposits. While there are many upsides of a home, the downside is that maintenance and repairs are your responsibility. To help you keep up with your home maintenance and avoid those unexpected issues, take a look at these common mistakes to avoid as a homeowner.

Mistake: Ignoring the little things

The dripping tap. The crack in the deck. The blinkering light. Although these small issues may not seem like an emergency fix, they can turn into larger repairs down the line. For example, a running toilet or a leaking faucet may result in utility bills. If a crack is left to rot, you may need to replace the entire deck rather than just one or two boards. When you see small issues around the house, take time to resolve them now to prevent future headaches.

Mistake: Skipping maintenance on appliances

There are many homeowners that purchase appliances and think they will last years without regular care and maintenance. It’s tempting to overlook appliances such as the washing machine or dishwasher because of how rarely we use them – perhaps only once or twice a week – but all major appliances need TLC over the years. Clean out the appliance, remove lint and dust that could cause a fire, and ensure all hoses are in good condition. Do so before the unexpected happens.

Mistake: Not securing enough insurance

As a homeowner, you have a lot to think about. At least bi-annually you should pause to consider your home insurance needs. Do you have enough to adequately repair or rebuild your house if something were to happen to it? Have you sold or bought items that require a home inventory update? Work with a trusted home insurance agent to ensure that your house has the right coverage in place.

Avoid making these common and costly mistakes. To better protect your property, secure reliable homeowners’ coverage. When you’re ready to secure reliable homeowners insurance, talk to the team at Dougherty Insurance. We can help you find the right policy you’re looking for.