General liability insurance is a vital coverage that protects businesses from claims related to injuries, property damage, and legal fees. While this insurance is essential, the costs can increase for businesses, especially small or new ones. Fortunately, there are several strategies you can implement to...
Balancing your studies, social life, and budget can be challenging for college students. If you own a car, one of the most critical aspects of managing your responsibilities is ensuring you have the right car insurance coverage. Having the proper car insurance for college students...
Regardless of size or industry, every business faces potential risks that could lead to financial losses. Numerous unforeseen circumstances can impact your operations, from property damage to injury claims. This is where general liability insurance comes in. It's one of the most essential insurance policies...
One of the most important decisions when purchasing life insurance is selecting your beneficiary. The beneficiary is the person or entity who will receive the death benefit from your policy in the event of your passing. This decision can have significant financial and emotional implications,...
When it comes to protecting your home, understanding the nuances between condo insurance and homeowners insurance is crucial. Both types of insurance serve the purpose of safeguarding your property and belongings, but they cater to different living situations and have distinct coverage requirements. Here’s a...
As remote work becomes increasingly common, understanding how workers' compensation applies to remote employees is essential for both employers and employees. Workers' compensation is a state-mandated insurance program that provides financial support for employees who suffer work-related injuries or illnesses. Here’s a closer look at...
As a small business owner, protecting your investment is crucial. One of the best ways to do this is through comprehensive commercial property insurance. This type of insurance safeguards your business against various risks, ensuring that you can recover quickly from unforeseen events. Here’s a...
Motorcycling is a thrilling experience that offers freedom and adventure. However, accidents can happen, and if a friend crashes your bike, understanding your motorcycle insurance coverage becomes crucial. This blog will help you navigate the complexities of motorcycle insurance and what to expect in such...
In the world of business, unforeseen events can disrupt operations and lead to significant financial losses. Whether it's a natural disaster, a fire, or even a pandemic, the impact on your income can be devastating. This is where Business Interruption Insurance comes into play. At...
Homeownership, one of the most common concerns is whether your insurance will cover unexpected damages, such as broken windows. At Kevin S. Dougherty Insurance Agency, we understand that navigating homeowners insurance can be complex, especially when it comes to understanding what is covered and what...
When applying for car insurance, honesty is crucial. While it might be tempting to embellish details to secure lower premiums or improve your coverage options, the consequences of lying on your application can be severe. At Kevin S. Dougherty Insurance Agency, we emphasize the importance...
When getting on a construction or renovation project, one of the first decisions you'll face is choosing the right type of contractor. Understanding the differences between artisan contractors and general contractors can help you make an informed decision, ensuring your project runs smoothly and meets...
